elcome to the Adventist HealthCare Retirement Plan Website!

I'm Ben E. Fitz, and I'm here to help you create and manage your retirement plan. In this Web site you'll find great ideas and tools to help you plan for your retirement.

If you're unfamiliar with how the retirement plan works, or if this is your first visit to the site, you should begin by reading the Plan Description.

Also, be sure and check our what's new section to stay informed about changes and additions to this Web site.

• Your Account
  Access your retirement account online. Change your contribution rate. Modify your investment elections. Take an active role in planning for your retirement.
• Video Overview
  A great video about the AHRP for new employees or those who are considering enrolling.
• Plan Description
  An overview of AHRP benefits, strategy, planning, and options for your retirement account.
• Performance Summary
  Track the monthly progress of all of the AHRP's investment choices.
• Future $umTimes
  A quarterly newsletter of the Adventist HealthCare Retirement Plan.
• Investment Choices
  Find out how the various funds in AHRP are performing from a historical perspective. Fund objective/strategy, portfolio characteristics, and annualized returns are available.
• Planning Guide
  Information to help you put together your retirement plan. Includes a retirement savings worksheet you can fill out online.
• Participating Employers
  Lists all employers (active and inactive) participating in the Adventist HealthCare Retirement Plan.
• AHRP Loan Feature
  Participants can now take loans against their vested balances.

hat's New

The January 2010 issue of Future $umTimes is posted. Is your personal information current?

The Performance Summary for December 2009 has been posted. Compare the performances of the various investment choices. Figures include YTD, 1-year, 5-year, and 10-year performance figures.

The AHRP Capital Preservation Account's interest rate has changed to 3.85% for 2010. This is the same rate as the AHRP Loan Feature, which has a new interest rate for 2010.

Contributions for 2010 have changed. We've updated the site in various places to reflect these changes. Also, see the Situations Affecting Your Account for changes regarding compensation levels.

We've provided access to new Financial Planning Calculators (Retirement Calculators). These tools are excellent ways to help with your retirement planning.

The list of Participating Employers has been updated as of February 2009.

The Summary Plan Description has been created in a single document form for your review. This document describes important information regarding the Adventist HealthCare Retirement Plan (AHRP). Many complex concepts have been simplified or omitted in order to present a more understandable plan description.

The Investment Choices now contains a link to an updated detailed description of the Capital Preservation account.

We've posted a new version of the AHRP Signature Authorization Enrollment Form on the Forms page.

There is a new video overview of the AHRP. This is a great way to learn about the AHRP for new employees of employees who are considering the AHRP.

Our Forms page shows a new Retirement Plan Payments Rights Notice, and an updated Signature Authorization Enrollment Form.