October 2009

Is Your Personal Information Current?

Most personal information used in the maintenance of your AHRP account is provided by your employer. However, some information is obtained directly from you. It is important to keep this information current so we are able to serve you better.

HAVE YOU DESIGNATED A BENEFICIARY(IES)?

Do you know what will happen to your AHRP balance following your death?

• If you have designated a beneficiary for your AHRP account, your balance will be promptly distributed according to your directives.

• If you have not designated a beneficiary and are married at the time of your death, your balance will be distributed to your spouse.

• However, if you have not designated a beneficiary and are single at the time of your death, your balance will be distributed to your estate and the trustee(s) of your estate will combine your AHRP account balance with your other personal assets. The settlement of an estate usually involves the time-consuming probate process which typically requires many months or even years before assets are distributed to the heirs. It is important to designate your AHRP beneficiary to avoid this lengthy delay.

There are two ways of designating your AHRP beneficiary. The preferred method is to access your account through the AHRP Web site and designate your beneficiary online. Once you have done this, you are able to review and modify your beneficiary designation at any time as your personal situation changes. The second means is by completing a Beneficiary Designation Form (BDF) which can be obtained from your benefits department. Your benefits department will forwarded the form to the AHRP where it will remain in your AHRP file for future reference. The disadvantage of using a BDF is that you will not see your designation online.

PERSONAL E-MAIL ADDRESS

The AHRP Web site offers you the opportunity to provide your personal e-mail address. This can be very useful if you forget or misplace your password and need a new password sent to you. If you have previously provided your e-mail address, a new password can be sent promptly via e-mail. Otherwise, a new password will be sent to your mailing address on file – which usually takes several days.

TELEPHONE NUMBER

An AHRP Retirement Center Representative may need to contact you about your account or get back to you with information you have requested. The AHRP Web site offers you the opportunity to enter a telephone number where you can be reached.